Capitalization of the stablecoins could reach the USD $ 3.7 billion by 2030, Citigroup projects

According to the projections of Citigroup, The Stablecoins market will grow exponentially in the next five years, this hand with the regulatory changes in the US. and the participation of traditional sectors entities.

***

• Citigroup He estimates that the market capitalization of the Stablcoins could reach up to USD $ 3.7 billion by 2030.
• Public and regulatory adoption would promote a structural change in the global financial system.
• Trump and traditional banks could accelerate a new crypt era from the Congress United States.

Citigroup, One of the international banking giants published a report on Thursday in which he anticipates unprecedented growth for the Stablcoins market. According to the bank, the sector could be on the edge of its own “Momentum chatgpt”projecting that it will multiply its current capitalization by 2030.

According to the report cited by various media, starting from a current capitalization around the USD $ 240,000 million, The base projection anticipates that the total offer of Stablecoins could reach USD $ 1.6 billion by 2030. In the best stage, the figure could climb up to USD $ 3.7 billion.

What drives this growth?

According to Citigroup, The main trigger would be A favorable regulatory framework in the United States, accompanied by greater adoption both in the traditional financial sector and in public institutions.

“The US regulatory framework for Stablecoins could generate a new net demand for treasure bonds, turning Stablecoins emitters into some of the largest public debt holders by 2030,” The report indicates.

This is not merely theoretical. Tether (USDT), The largest issuer of Stablecoins today, already declares to have tens of billions of dollars in treasure bonds as support for their tokens, which could become a rule if the regulation is consolidated.

Citigroup’s prediction comes at a key political moment. After Donald Trump’s return to the presidency with a friendly administration towards cryptocurrencies, the US Congress. is considering bills both in the Senate as in the House of Representatives that could define the future of the sector.

Legislators currently discuss whether large banks such as Bank of America They issue Stablcoins backed by dollars. The institutional interest is not less: these entities see a strategic opportunity to expand their services in an increasingly relevant digital environment.

More conservative risks and scenarios

Although forecasts are ambitious, Citigroup It also recognizes the possibility that regulatory and adoption challenges can stop the growth of the sector. In that case, the market could stagnate around USD $ 500,000 million for the end of the decade.

Some banks, concerned about the disruptive effects of stablecoins on the traditional banking system – like the replacement of deposits – are exerting pressure through lobby groups to limit the emission of these cryptocurrencies to certain types of entities.

“Stablecoins could represent a threat to traditional bank ecosystems through deposits replacement,” warns Citigroup

The adoption of large -scale stablocoins raises the possibility of reconfiguring fundamental aspects of the international financial system. According to the report, its use could be extended from more efficient international payments to the automation of financial contracts and government programs.

This scenario will also require international cooperation to harmonize rules that, for now, vary widely between countries.

Citigroup He concludes that we are at the beginning of a structural transformation of digital money. The degree of success will depend not only on the legal framework adopted by economic powers, but also on the speed with which traditional actors are integrated into the new ecosystem.

Written article with the help of an AI content editor, edited by Angel Di Matteo / Diariobitcoin

Original image of Diariobitcoin, created with artificial intelligence, for free use, licensed under public domain.

WARNING: Diariobitcoin offers informative and educational content on various topics, including cryptocurrencies, AI, technology and regulations. We do not provide financial advice. Cryptactive investments are high risk and may not be adequate for all. Investigate, consult an expert and verify the applicable legislation before investing. I could lose all its capital.

Subscribe to our newsletter