CD vs. Bonds: How Do They Compare?

American Airlines miles are worth approximately 1.5¢ each on average, although the final value you get for your miles will depend on how you redeem them. You may get a lower redemption value if you book travel during peak travel times, or if you don’t have the flexibility to consider alternative destinations and dates. You…

Getting a hotel-branded credit card has to be worth it to you. If there’s one hotel card that packs a lot of value, it’s the card_name. The World Of Hyatt Credit Card Credit score needed credit_score_needed Regular APR reg_apr,reg_apr_type Welcome offer bonus_miles_full The card_name a top choice for Hyatt loyalists. Cardholders receive a wealth of…

Roth IRAs work in almost the exact opposite fashion of traditional IRAs in terms of the tax and penalty rules surrounding account withdrawals. Money is contributed to a Roth IRA on an after-tax basis. If the contribution requirements are met, then the withdrawals will be tax and penalty free. However, there are important caveats. Playbook…

The Citi Simplicity® Card is more of an interest-fighting weapon than a credit card. It’s not for everyone. But if you are battling high-interest debt, you can get plenty of value from this card. If you carry a large balance on high APR credit cards, the Citi Simplicity Card could save you thousands of dollars…

Every used car buyer’s worst nightmare is forking over a substantial amount of money only to find that they’ve driven home a set of wheels with hidden damage. One of the best ways to avoid that situation is to check the car’s title before agreeing to the purchase.  Most vehicles available for sale have a…

Your credit scores offer lenders a snapshot of your financial health. Things such as a steady history of on-time payments and a low credit utilization ratio can work in your favor.  Late payments, on the other hand, are considered a delinquency and can hurt your credit scores.  Just how long do late payments stay on…