Coinbase exceeds USD $ 1 billion in loans supported by Bitcoin

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• The average loan is USD $ 54,000, according to the company.
• The platform plans to raise the loan limit to USD $ 5 million.
• The program points to customers looking for liquidity without selling their BTC

Coinbase, One of the main international exchanges based in the US. Bitcoin (BTC) It has exceeded the USD $ 1 billion in orders made since it began at the beginning of 2025.

The initiative allows retail clients in the country to access loans supported by their holdings of BTC Through the on-chain platform Morpho A company spokesman indicated that the average size of loans is USD $ 54,000, although it stressed that some users are already requesting amounts close to the current limit of USD $ 1 million.

According to a report published by COINDESK, Coinbase He indicated that he plans to raise the top in loans up to USD $ 5 million in the coming weeks, with the aim of serving higher heritage clients who wish to access higher levels of liquidity without selling their cryptocurrencies.

An expanding market

The product seeks to attend to those who require immediate access to immediately without detaching themselves from their digital assets, similar to how housing owners use their real estate or companies or companies use their machinery as a guarantee for financing.

Among the most frequent uses of these loans are debt consolidation, the payment of unforeseen expenses of great magnitude such as medical invoices or taxes, real estate investments and high -cost acquisitions.

According to a spokesman for Coinbase, The company works closely with the team of Morpho To ensure constant liquidity within the chain loan protocol, ensuring that users can access their loans without setbacks.

Sector context

The announcement occurs at a time of accelerated expansion for the loan industry backed by assets. A report published in July projected that the global loan market based on assets could reach USD $ 1.3 billion by 2030, driven by growing interest in alternative collaterals beyond the traditional real estate or vehicles.

The decision of Coinbase In increasing its loan limit, it seeks to consolidate its position as a key actor within this trend, focusing on investors and clients with broad Bitcoin.

This milestone reflects how cryptocurrencies continue to integrate progressively into conventional financial practices. For the company, the product not only expands its portfolio of services, but also reinforces the narrative of Bitcoin as a solid financial asset capable of being used as a guarantee in large -scale loans.

Written article with the help of an AI content editor, edited by Angel Di Matteo / Diariobitcoin

Original image of DepositPhotos, edited with Canva.

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