Fannie Mae and Freddie Mac will evaluate cryptocurrencies as a mortgage support by order of the FHFA

The Federal Housing Financing Agency of the USA. He officially requested the two most important mortgage entities in the country that consider cryptocurrencies as reserve assets when evaluating the credit risk of single -family mortgage loans.

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• The order comes directly from the director of the Fhfa, William pulte.
• This request is aligned with the crypto agenda of President Trump.
• Fannie Mae and Freddie Mac They must present concrete proposals on the use of cryptoactive in their processes.
  

The director of the Federal Housing Financing Agency of the USA (FHFA), William Ablicte issued an order that could mark a historical turn in the American mortgage system.

Through a publication in its official X account, Pulte instructed the entities Fannie Mae and Freddie Mac to prepare proposals to consider cryptocurrencies as assets in the credit risk assessment of single -family mortgage loans.

The measure occurs a day after the FHFA Indicate that I was considering whether accepting cryptocurrencies for these purposes, and is part of the broader strategy of the Trump administration to position the United States as “The world’s crypto capital”a promise that has been reiterated by the president since his return to power in January this year.

The request submitted

Fannie Mae and Freddie Macentities created by the Congress of USA They have the mission of granting liquidity and stability to the mortgage market. They do it by buying mortgages to lenders, which allows banks to emit new loans.

Both institutions have been traditionally conservative about what types of assets are considered valid to support a loan. The incorporation of cryptocurrencies in its evaluations would represent a radical change in its risk policies.

According to the order disseminated by pulte, these entities must “Prepare a proposal for the consideration of cryptocurrencies as reserve assets in their respective risk assessments of single -family mortgage loans.”

A vision aligned with Trump’s crypto agenda

“After an exhaustive study, and in line with the vision of President Trump to make the United States the Crypto capital of the world, I ordered the great Fannie Mae and Freddie Mac to prepare their operations to count the cryptocurrencies as assets for a mortgage”pulte wrote in its publication.

Since his return to power, Trump has promoted several favorable initiatives to the crypto industry. Among them is the creation of a strategic Bitcoin reserve, as well as the appointment of regulators proposed in key agencies such as the Bag and Securities Commission (SEC).

This approach contrasts with the most restrictive position of previous administrations, which had expressed concerns about the volatility and risks of the sector.

Antlet has been open with respect to its affinity with cryptoactives. In February, financial statements showed that the director of the FHFA It has between USD $ 500.001 and USD $ 1,000,000 in Bitcoin and Solana. In addition, it appears as an investor in Mara Holdingsa company focused on Bitcoin mining.

The day before issuing the order, About had already advanced in another publication in X that the agency would study the use of cryptocurrencies “In relation to the requirements to qualify for a mortgage.”

This detail has generated certain discussions in networks and media over possible conflicts of interest. However, so far, the FHFA He has not issued additional comments in this regard.

Implications for the future of mortgage credit

If the proposal progresses, it could open new doors for cryptoactive headlines that seek to access mortgages in the US., A country where so far cryptocurrencies have rarely been recognized as reliable assets for this type of operations.

However, the implementation of this measure may require a deep review of the regulatory and technical standards. Issues such as price volatility, traceability of funds and the security of digital reserves must be resolved before their final adoption.

However, this order represents an important step towards the integration of the crypto ecosystem into the traditional financial system.

Article written by a content editor. Edited by Angel Di Matteo / Diariobitcoin

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WARNING: Diariobitcoin offers informative and educational content on various topics, including cryptocurrencies, AI, technology and regulations. We do not provide financial advice. Cryptactive investments are high risk and may not be adequate for all. Investigate, consult an expert and verify the applicable legislation before investing. I could lose all its capital.

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