USDI: The new stablecoin that promises not to lose value against inflation

By Canuto

In a world where inflation erodes the value of money, a new stablecoin emerges as an innovative alternative to bonds linked to the United States inflation, offering stability in times of crisis.

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• An innovative stablcoin arises as an option against inflation: USDI.
• Created by two anti-inflation protection veterans, USDI promises to be an asset really stable.
• Its value is linked to the consumer price index (CPI) in the US.

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The cryptocurrency ecosystem continues to evolve with the introduction of a new Stablecoin which promises to act as an alternative to the United States government bonds linked to inflation.

Usdi is the new stable currency that monitors the US dollar and whose value, Unlike others of its kind, it is determined by the increase in the consumer price index (CPI) of the United Stateshe reported Bloomberg.

Being linked to CPI – a main inflation tracker – this digital asset seeks to offer stability in times of economic uncertainty. Follow the Tips model – government boon whose main is indexed to the United States CPI.

For new readers, Stablecoins They are tokens that, unlike cryptocurrencies such as BitcoinThey are designed to maintain stable value, often anchored to fiduciary coins such as the dollar.

Bonds linked to inflation are financial instruments that adjust their payments according to inflation rates.

USDI: The new Stablecoins market

According to BloombergUSDI was introduced by veterans in the foreign exchange derivative sector in the United States, Michael Ashton and his partner Andrew Fathery, both working on institutions such as Barclays dedicated to investment against inflation.

“The asset without risk does not really exist, and that is effective linked to inflation”Ashton explained to the publication.

“Having effective is an option on future opportunities, and the cost of that option is inflation. If you create cash linked to inflation, that is the end of the risk line“the creator added, according to the report.

Unlike others Stablecoins That they are designed to save parity with fiduciary currencies, the USDI value is determined by the American CPI, which makes it theoretically similar to a protected savings account against inflation – if it existed.

Although the Government only publishes the IPC report once a month, USDI interpolates the daily values ​​so that Tips investors calculate the accrued interests. The IPC value determines the value of the Tips and USDI index with a delay of two months, which means that the CPI for December corresponds to that of March. USDI has been following the CPI since December 2024.

The distinguished product of TetherUSDT, backed by US dollars, is currently the Stablecoin dominant in a market whose capitalization currently exceeds USD $ 200 billion. USDT has a 1: 1 value with the American currency.

In this regard, Ashton said that Usdi is “a currency that is stable in the real space”. Real, as in the real figures of GDP that measure the economic growth of the United States, means adjusted for inflation, the report details.

Interest in Stablecoins In agitated times

The launch of USDI occurs at a time of boom for the market of Stablecoinswith banks and traditional financial institutions globally showing a growing interest to expand to this type of tokens.

Fidelityan American financial giant, recently said that he works on a Stablecoin Own in the midst of the advances of the Donald Trump administration to implement new friendly regulations with cryptocurrencies. The president has prioritized legislation of Stablecoinswith intentions to sign a law before August of this year.

The project World Liberty Financialbacked by Trump, has also announced the launch of a Token stable, baptized USD1, which should not be confused with USDI, and other banks globally such as Itaú They contemplate the same plan.

Development also occurs at a time of geopolitical uncertainty, caused by Trump tariff ads. Commercial policy has been stirring financial markets in recent weeks, with gold rising to new historical maximums and the dollar weakening against other currencies. Meanwhile, the March CPI reflected descending inflation.

USDI, with a price of USD $ 1,00863 for April 15, will be supported by a reserve fund Managed by Ashton, who has been managing the enduring US inflation tracking fund For investors qualified since October 2021, according to the report. The fund has assets as tips, add Bloomberg.

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Article generated with the help of an AI tool, edited by Hannah Pérez / Diariobitcoin

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