New analysis suggests that 99% of the activity with Stablecoins in 2024 was “lawful”

The stablecoins already represent 60% of the crypto volume, and 99% of the operations with these assets in 2024 were legal, as reported TRM Labs.

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• The firm TRM Labs He estimates that only 1% of the use of stablcoins was illicit in 2024
  
• He US Congress. advances with an integral law to regulate these digital assets
  
• Banks and companies already explore issue or integrate Stablecoins under this new framework
• The use of stablecoins is better perceived by the traceability it offers Blockchain

The crypto ecosystem continues to evolve towards greater legitimacy, which details a new report published by the firm TRMLABS, Which estimates that 99% of the activity related to Stablecoins during 2024 was completely lawful/legal.

The report in question, reviewed by the medium The Blockputs on the table the relevance they are currently having the stablcoins. Details that these assets “They already represent more than 60% of the entire volume of transactions with cryptocurrencies.”

This data represents an important turn in the public perception of the sector, traditionally associated with illegal activities. Traceability and control over stablecoins, as in cases of USDT and USDC, They seem to have been key in this change.

The attractiveness of the stablecoins for governments and companies

According to the analysis of TRM Labs, One of the characteristics that the legal use of the stablecoins has promoted is their traceability. When operating on networks Blockchain Public, these assets allow more detailed monitoring than traditional cash, especially when combined with advanced analysis tools.

Additionally, Stablecoins emitters have the technical ability to freeze or eliminate (“burn”) funds related to suspicious activities, which provides a rare control level in other digital financial instruments.

This more transparent environment has motivated financial institutions and global corporations to seriously explore the possibility of integrating Stablecoins into their systems. Its usefulness for international payments, liquidity and transaction programming makes them attractive to complex business uses.

Another relevant fact is that transfers between companies (B2B) They are today the fastest growing segment within the use of Stablecoins, even exceeding payments between individuals.

The advance of Genius Act and its regulatory impact

The news coincides with the legislative advance of the bill Genius Actthat is discussed in the US Senate. If approved, as expected, it would mark a milestone in the regulation of digital assets in the country.

The project, promoted by legislators of both parties and supported by President Donald Trump, seeks to create a clear and complete legal regime for Stablecoins. Trump has publicly affirmed his desire to sign a law of Stablcoins during the summer of 2025.

TRM Labs Consider that Genius Act represents a “Clear inflection point” in American policy on digital assets. Until now, the approach had been fragmented, with inconsistent regulations and specific legal actions. The new proposed frame would offer a proactive structure based on legislation.

The project includes provisions such as mandatory licenses, backed reservations, periodic audits, consumer protections and compliance requirements against money laundering (AML).

Risks associated with illicit use persist

Despite the advances, the report of TRM Labs also warns that Stablecoins are still used in illegal activities. According to their report of the first quarter of 2025, these assets represent 60% of the volume of illicit transactions in the crypto ecosystem, despite their transparency.

In particular, the firm indicates that Stablecoins are preferred by groups that finance terrorist activities, even above privacy -centered cryptocurrencies such as Monero.

However, the total volume of illegal transactions in cryptocurrencies fell 24% year -on -year in 2024, to USD $ 45,000 million, which represents only 0.4% of the total transactions. TRM attributes this reduction to greater cooperation between regulatory authorities and industry.

TRM Labs It is part of the T3 Financial Crime Unit (T3 FCU), a joint intelligence initiative Blockchain next to Tether and the network Tron, in which most transactions are recorded with USDT worldwide.

Article written by a content editor. Edited by Angel Di Matteo / Diariobitcoin

Original image of Unspash

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