“Do your best to buy a home, it is your best pension plan”
In a context of housing crisis In Spain, more and more experts advise buying over renting for the long term. This is especially justified given the uncertainty that pensions will have in the future, since more and more economists point out that their amounts will be lower than the current ones. Among them is Gonzalo Bernardoswhich recently recommended owning a home to avoid increases in rental prices.
“Do everything possible to buy a home,” said the professor of Economics at the University of Barcelona in the program laSexta Xplica. According to Bernardos, “the pensions of the future will not be as generous as they are today, and The best pension plan you can have is a home“, he assured.
In this sense, Bernardos has highlighted the “spectacular” increase in sales of homes in Spain throughout 2025.
However, banking and finance expert Montserrat Cespedosa has warned that “we are at a limit where people can’t buy and depending on which home you no longer want to buy. Because no one buys a room without an elevator to be renovated for 340,000 euros. Because that will never be worth it.”
For the economist, however, there are still homes on the market that are affordable, and he urges us to look beyond Madrid and Barcelona. “Two minimum wagesin much of Spain, can buy a homebecause they pay less in mortgage payments than in rent.”
Of course, Bernardos has clarified that “the problem these people have is that they have no prior savings. Because we are always thinking about Barcelona and Madrid, but there are many homes in Spain for 120,000 euros, 100,000 and even 80,000. And, in Zafra, for 30,000,” he noted.
In what rise in rental prices Regarding, Ramón Bultó, spokesperson for the Tenants’ Union, has expressed the opinion that “no matter how much construction is done in Spain, rents are not going to go down, that is very clear to us,” he concludes.
