Sabadell offers a 2.5% APR up to 50,000 euros for individuals and the self-employed in their online account

Sabadell reinforces its commitment to online banking with new conditions for individuals and the self-employed, offering one of the most attractive offers on the market in a context of low interest rates. The bank, which continues to be one of the few that combines the cash bonus for direct debiting the payroll or the self-employed fee with remuneration for savings, has decided to improve the profitability of its online account, raising the interest from 2% to 2.5% APR.

With these conditions, a private client who opens the account online, transfers their income and deposits their savings You could get up to 1,650 euros, while a self-employed person could get up to 1,370 euros. Everything indicates that this will be the last recruitment campaign in which Sabadell offers these very advantageous incentives, consolidating its strategy of attracting customers through its digital channels.

From 2% to 1% of the online account

Sabadell has announced that, from 2026, The remuneration of your online account will be reduced to 1% APR indefinitely. However, for all new clients who register during December, the bank will maintain the current conditions for one year, with an interest rate of 2.5% APR.

At the end of September, The bank had reached 75% of the fundraising target initially set. As explained by the CEO, César González-Bueno, the uncertainty generated by the BBVA takeover made it difficult to incorporate new clients. However, since mid-October, after the fall of the takeover bid, acquisition accelerated, allowing the bank to resume its strategic customer growth plan.

One of the ways to offset the negative impact on the interest margin registered in the third quarter is precisely to accelerate deposits. For this reason, after improving the conditions of its online account in November, Sabadell has launched a new campaign that raises them even further, seeking to attract digital customers before the end of the year and close another record year.

In practice, The offer for individuals now allows interest of 2.5% APR on a maximum balance of 50,000 euroswhich generates up to 1,250 euros in interest. Added to this is the incentive for direct debiting the payroll, which can reach 400 euros, adding a total of 1,650 euros the first year. For the self-employed, the bank maintains 120 euros for direct debit of the Social Security contribution and also offers 2.5% APR on 50,000 euros, reaching a total of up to 1,370 euros.