How is it calculated and what are the requirements?

The widow’s pension It is periodic financial aid that is received by the person who suffers the death of his or her spouse. This is a Social Security death and survival benefit that aims to compensation for the situation of economic need that a person suffers following the death of a family member.

The spouse of the deceased is the one who has the right to collect the widow’s pension, in some cases even if he or she is legally separated or divorced. In any case, a series of requirements.

For a person to generate the right to a widow’s pension for their partner in the event of their death, they must comply with a minimum contribution period of 500 days in the last 5 years prior to death if it is due to a common illness and you are a member of the General Social Security Regime in a registered or assimilated situation.

If the death is the result of an accident (at work or not) or due to an occupational disease, a prior contribution period will not be required. If on the date of his death he was not in a discharged or assimilated situation, a minimum contribution of 15 years.

Likewise, those who receive a contributory retirement pension, pensioners of permanent disabilityworkers with the right to a contributory retirement pension who They died without having requested it or people who are receiving temporary disability aid, who have a risk situation during pregnancy, maternity, paternity or risk during breastfeeding.

Requirements for the beneficiary

For its part, the spousewho is the beneficiary, must meet a series of requirements. If the deceased dies due to a common illness prior to the marriage, the surviving spouse must prove that they have children together or that the marriage was celebrated. a year before he died.

Although the spouse may be judicially separated or divorced from the deceased, he or she may have the right to receive the widow’s pension in the event that has not contracted a new marriage and is receiving a compensatory pension from his ex-partner. This financial aid would be extinguished after death and would be replaced by the widow’s pension.

How to calculate the widow’s pension in 2025

The amount of the widow’s pension is calculated by applying a percentage to the regulatory base of the deceased person.taking into account that the regulatory basis computes differently depending on the situation of the deceased and the cause of death, applying, as a general rule, a percentage of 52%but since 2019, it increases up to 60% if you are a beneficiary over 65 years old who is not entitled to another pension and does not receive other income greater than 7,707 euros per year.

On the other hand, will reach 70% of the regulatory base when you have family responsibilitiesif the widow’s pension is the only or main source of income, or when the pensioner’s annual income does not exceed the amount resulting from reaching the limit provided for the recognition of the minimum supplements for contributory pensions, the annual amount corresponding to the minimum widow’s pension with family responsibilities.

In the event that the death results from a work accident or occupational disease, the benefit will be increased by 30%. and 50% if sufficient occupational risk prevention measures had failed in the company.